Investment Management

As your financial advisor, the guidance we provide goes beyond investment advice.

Delivering Value & Experience

There is a reason doctors don’t operate on their own family members, as having an emotional bond can wreak havoc during times of critical decision making. The same is true for finances where we are conditioned to avoid losses and often believe we are protected by selling an investment after it declines. This often leads us to make poor decisions, selling when we should be buying and vice versa. At Ogorek we strive to provide you with emotional distance from your money and guide you during times of market turbulence.

The chart shows the range of historical average annual returns earned in the S&P 500 based on how long investors held their positions. Since 1950, 1-year returns ranged from -45% to +53%, while 20-year returns have always been positive.

Past performance is not a guarantee of future results.
Index returns are unmanaged and do not reflect the deduction of any fees or expenses. Index returns reflect all items of income, gain and loss and the reinvestment of dividends and other income.

A Thoughtful Approach to Your Investments

Most investors understand how their portfolio has performed over time, but very few understand the level of risk they assumed to achieve those returns. By carefully selecting your portfolio allocation for you based on your life stage and risk tolerance, we can improve risk-adjusted returns through proper diversification.

As a Registered Investment Advisor, individual investments are selected entirely on merit, with a focus on driving down your expenses. Fees associated with mutual funds and retirement plans can add up significantly over time, often going unnoticed by investors. We believe every one of your dollars counts, especially in this low rate environment.

Lastly, we also believe it’s not what you make that’s important, it’s what you keep. That’s why we employ tax management strategies into every decision we make.

Monitoring and Rebalancing Investments

Keeping track of your investments is a time-consuming but necessary process. Annual rebalancing has been shown to add significantly to your returns over time and ensures that you remain within your desired risk tolerance. We regularly review your portfolios to ensure they remain on track towards meeting their goals, and make adjustments whenever warranted. You never need to worry that your portfolio is in need of a tune-up.

Sustainable Investing Options

Think of ESG Investing as investing with purpose. By allocating your investment dollars to those companies pursuing sustainable environmental, social, and governance (ESG) practices, you are actively promoting those values around the globe. We are proud to offer ESG-screened portfolios.

Individuals are empowered with more choices than ever before to reflect their values in the foods they eat (organics, local produce), the car they drive (electric vehicles and hybrids) and the way they interact with the environment (from using solar power panels to reducing the use of plastics and wasteful packaging). But why stop there? With the advent of ESG Investing, you can now reflect your values in where you to choose to invest your money.

We build our ESG Investing portfolios like we do all our portfolios: with a focus on finding the best investments for you. That includes listening to what is important to you.

Viewing Your Investments

Most clients become frustrated trying to make sense of their custodian’s monthly statements. We offer a personalized, easy to view, meaningful alternative we refer to as your CLIENT DASHBOARD. Here you can view a summary of investment holdings, such as your 401(k) IRA’s and brokerage accounts all in one place. Our custom smartphone app allows you to access your CLIENT DASHBOARD with the touch of a finger.