Our stock in trade is helping our clients to formulate a plan that reflects their goals and interests, while allowing them to enjoy financial independence. Although we continually update our clients’ plans, sometimes it makes sense to question whether the plan we have formulated is really the best plan for you. Typically someone will… Read more »
As we head into fall, I am reminded of the changes and beautiful colors the season brings. In nature we experience the harvest, the gathering of crops. It is the time to reap the rewards of our work. Much of the planning work that I do with clients, focuses on their fall season, or… Read more »
Few questions are more provocative than asking someone, “What do you really want out of life?” Warren Buffett, jokingly said, when asked the question, that now that he is the world’s richest man, he wants to also be the world’s oldest man! His lighthearted response underscores the sense that most of us are uncomfortable… Read more »
Most people want to be comfortable with their decisions. One of the two ways we process information to make decisions is our intuition, or gut feeling. Nobel Prize winner and co-founder of the field of behavioral finance, Daniel Kahneman, has written a book entitled ‘Thinking Fast and Slow’ in which our intuition is described as… Read more »
This week I attended the wake for one of my first clients. We were together for 28 years. Over that period of time much has changed in our lives, in how business is conducted, and of course in the world. I have learned some things from my friend that I would like to share with… Read more »
Everybody has a plan. Whether it is a formal written financial plan, or just a vague plan in your head; everyone has a plan. It is the rare person indeed who recognizes that life also has a plan for them. It is useful to ponder, if just for a few moments, what could result with… Read more »
Chicago mayor and former White House Chief of Staff Rahm Emanuel used to counsel “you never let a serious crisis go to waste. And what I mean by that it’s an opportunity to do things you think you could not do before.” Sage advice no doubt, but certain opportunists have taken an odd twist on… Read more »
There are any numbers of people who are pitching ways to get rich. They know that there is no magic to saving regularly and then investing intelligently. So actually leveling with you will not be effective. They need to provide you with a shortcut. Now that has appeal to people. Shortcuts have been used… Read more »
We all seem to have a weakness that we never talk about. We typically get taken advantage of by people who understand this weakness, and exploit our vulnerability. It seems odd that “they” seem to have figured something out that “we” never acknowledge let alone really understand about ourselves. So what is this weakness… Read more »