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Planning. For Life.

The concept of retirement is evolving. You want to continue to explore new vistas, remain active and relevant. There needs to be enough purpose in your life to get up in the morning, and enough money to sleep at night. We can get so caught up in doing what we think we have to do, that we may miss connecting with the people and experiences that are most meaningful to us. So, let us ask you...

...do you have a clear vision of how you want to spend your time in retirement?


Video Thumbnail

Our video, The EPIC Retirement, describes four keys to ensuring your retirement years are a time where your mind, body, and spirit thrive, not just survive. Let go of preconceived notions about retirement and consider the opportunities that come with seeing retirement in an entirely “new light.”

How We Help

Client Profile


Over the years our dedication to making you our first priority has set us apart from other firms in our industry. We take the time to get to know you and what is important to you. We assist  you in developing a financial plan that incorporates your values, needs and wants in order to reach your financial goals. From there, we partner with you to help navigate life's changes and challenges and live the best life possible. We give our clients full access to all the people on our team. You won't just be working with one or two of us; you'll have access to whomever you need to get the job done.


History of Helping People

Our firm has helped high performing, driven professionals in the Western New York community over the past decade; including but not limited to business owners, entrepreneurs, and physicians, both working and retired. We work locally and remotely with you and your family  as your lives evolve even as you move to other areas of the country. As a result, we have expanded our network and offer our services nationwide.

Many of our clients managed their own finances until they were faced with the press of time in their busy lives. Others have decided that they don't want to spend their retirement managing a portfolio. They recognized the time had come to partner with an advisor to help them navigate life's changes and challenges.

We also work with a number of clients that were looking for a second opinion, and then realized that our planning and investment philosophy aligned well with theirs. These clients recognized that by partnering with us, they could maximize their potential for achieving the greatest return on their lives possible.

Client Stories

Successful financial planning and investing are much more than crunching numbers, listening to popular opinion and understanding the latest market trends. As much as people need to know about financial markets, investments and wealth accumulation strategies, they also need to know about themselves.

Read on as we share a few stories about how we have worked with clients to make them aware of certain cognitive biases that kept them from making sound financial decisions and achieving their goals.

Money Maturity
Imprisoned
See You At The Wake
The Parent Trap


Our Process


Our retirement planning process is built around you. We take a holistic approach, because we understand that planning is not a product – it’s a philosophy, and it’s part of our culture. At Ogorek, you are the client not your money.

 

Living Life On Your Terms

We want to know what is important to you. We take the time to gain a better understanding of your lifestyle and economic motivators and help quantify what you enjoy most in life. By working together, we get a clearer picture of where you are today, and how we can help you live the best life possible. Working with our specially trained team of professionals and coordinating with each client's legal, accounting, and estate planning professionals, we will analyze and coordinate all aspects of your financial life to maximize your wealth over your retirement life and beyond.


A Unique Approach to Retirement Planning

Our retirement planning process is centered around a handful of guiding principles that have served our clients well over the years. They embody the need to create a plan that reflects the retirement they want, plan for a long life expectancy, stay informed about rising healthcare costs, maximize Social Security benefits, minimize income and estate taxes, and don’t invest too conservatively or overspend.


chat icon1.Discover More About You

  • Complimentary initial meeting. 
  • Discuss your goals and concerns.
  • Introduce holistic approach to retirement planning.

microscope icon2.Analyze Your Data

  • Assess financial situation and establish a base plan. 
  • Qualify and quantify goals.

retirement planning process


options icon3.Present You With Options

  • Present planning and investment roadmap. 
  • Educate and implement strategies.
  • Coordinate with other professionals.

chart icon4.Monitor Your Success

  • On-going service, support, and solutions. 
  • Update and track the success of your plan goals. 
  • Help you succeed in living the best life.

Investment Management 

As your financial advisor, the value we provide goes beyond investment advice.



Delivering Value & Providing a Steady Hand

There is a reason doctors don’t operate on their own family members, as having an emotional bond can wreak havoc during times of critical decision making. The same is true for finances where we are conditioned to avoid losses and often believe we are protected by selling an investment after it declines. This often leads us to make poor decisions, selling when we should be buying and vice versa. At Ogorek we strive to provide you with emotional distance from your money and a steady hand to guide you during times of market turbulence.

The chart shows the range of historical average annual returns earned in the S&P 500 based on how long investors held their positions. Since 1950, 1-year returns ranged from -45% to +53%, while 20-year returns have always been positive.

investment returns graph

 

Creating Better Portfolios

building better portfolios

Most investors understand how their portfolio has performed over time, but very few understand the level of risk they assumed to achieve those returns. By carefully selecting the optimal portfolio allocation for you based on your life stage and risk tolerance, we can improve risk-adjusted returns through proper diversification.

As a Registered Investment Advisor, individual investments are selected entirely on merit, with a relentless focus on driving down your expenses. Fees associated with mutual funds and retirement plans can add up significantly over time, often going unnoticed by investors. We believe every one of your dollars counts, especially in this low rate environment.

Lastly, we also believe it’s not what you make that’s important, it’s what you keep. That’s why we employ tax management strategies into every decision we make.

Monitoring and Rebalancing Investments

Keeping track of your investments is a time-consuming but necessary process. Annual rebalancing has been shown to add significantly to your returns over time and ensures that you remain within your desired risk tolerance. We regularly review your portfolios to ensure they remain on track towards meeting their goals, and make adjustments whenever warranted. You never need to worry that you portfolio is in need of a tune-up.


Helping you live the best life possible.


Contact Us Today

Who We Are

Core Beliefs

Integrity • Objectivity • Competence • Fairness • Confidentiality • Diligence • Professionalism


Clients First

Our primary goal as a trusted advisor is to be available and to provide insightful advice to enable you to make informed financial decisions. We do not accept anything less from ourselves and this is what we will deliver to you. Professional education is a critical reason for our success; to improve our technical expertise, financial knowledge and service to you.


Why Is It Important To Choose A Fee-only Advisor?

Fee-Only

This model minimizes conflicts of interest. A Fee-Only financial advisor charges you directly for his or her advice and/or ongoing management. Fees are fully disclosed and easily understood. No other financial reward is provided by any institution—which means that the advisor does not receive commissions, rebates or any compensation from third parties.

Fee-Based (fee and commission)
Commissions

 

Fiduciary vs. Suitability Standard

Currently, many advisors and broker-dealers operate under the suitability standard of The Investment Advisers Act of 1940. In contrast to the best interest standard, the suitability standard merely requires that advisors ensure an investment or recommendation is “suitable” for you, but not necessarily in your best interest. 

Fiduciary Standard:

  • Put your best interest first
  • Act with prudence
  • Provide full disclosure
  • Avoid conflicts of interest
  • Fully disclose and fairly manage, in your favor, unavoidable conflicts

Suitability Standard:

  • Understand your financial situation
  • Be aware of your investment experience
  • Know your investment objectives
  • Recommend products and give advice suitable to your circumstances

Our Mission & Values


Bringing out the Best in Your Finances

As a trusted advisor, our primary goal is to provide insightful advice to enable you to make informed financial decisions.


Our Mission 


We are committed to the success and security of people.

Transparent leadership is the key to fostering a culture of trust between people and is the foundation of success. As a fee-only advisor, we have aligned our interests with yours. As a fiduciary, we have pledged to act in your best interests at all times.

We believe in a team approach to deliver the expertise and support that each of our professionals has to offer, to identify financial solutions that are relevant to your life, and that will help you to succeed.

Our Values

iconFOCUS

Developing strategies and continuously working to meet goals.

scale iconACCOUNTABILITY

Always keeping promises and delivering the highest level of service.

compassion iconCOMPASSIONATE

Listening and understanding concerns, so that we may better serve you.

consistency iconCONSISTENCY

Practicing personal discipline, and faithfulness to the process, the organization and to you.

financial excellence iconEXCELLENCE

Continuously exploring better ways to help you to improve their quality of your life.

financial integrity iconINTEGRITY

Pledging to always act in your best interest.


Your Wealth Management Team

ANTHONY J. OGOREK | ED.D., CFP® Photo

ANTHONY J. OGOREK | ED.D., CFP®

Chief Investment Strategist
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ANTHONY J. OGOREK ED.D., CFP®

NAPFA – Registered Financial Advisor

Anthony Ogorek, CFP®, Ed D. is Founder and CEO of Ogorek Wealth Management LLC. Tony has been a Certified Financial Planner licensee and Registered Investment Advisor near Buffalo, New York since 1983.

Tony is an active writer in the financial industry and has been featured in numerous print, radio, and television appearances. Nationally recognized as a financial leader and innovative thinker, his expertise has been consulted and quoted by such national media as The Wall Street Journal, USA Today, The New York Times, Financial Advisor Magazine, Financial Times, Money Magazine, New York Post, Associated Press, insurance News Net, and Third Age, as well as local newspapers The Buffalo News and Business First . 

Tony has appeared on TV as a guest commentator on PBS' Nightly Business Report, CNBC's Mutual Fund Investor, The Money Club, WGRZ, WKBW and WIVB, as well as YNN News. He also had a weekly series on financial radio talk show WBEN and was a financial analyst for National Public Radio's Buffalo, NY affiliate, WBFO for 10 years. Tony completed a 3-year term as Director on the National Association of Personal Financial Advisors' National Board.

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Anthony Ogorek NAPFA registered financial advisor

TRACY L. SHERWOOD | CFP® Photo

TRACY L. SHERWOOD | CFP®

Senior Financial Advisor
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TRACY L. SHERWOOD | CFP®

NAPFA – Registered Financial Advisor

Tracy L. Sherwood is a Senior Financial Advisor at Ogorek Wealth Management LLC, and also serves on OWM’s Investment Policy Committee. She has spent her 20+ year career in the financial industry working with the founder, Anthony Ogorek, developing and growing our team and the services we deliver to our clients. She works closely with our clients to help identify their goals, plan strategies, and provides continuous support and guidance to help them stay on track with their financial goals. She works with our exceptional team to ensure the plan is executed and updated as life evolves.

Tracy is a Certified Financial Planner licensee. She earned her B.S. in Business Administration with a concentration in Finance from SUNY Brockport and is a graduate of the College for Financial Planning.

Tracy is a member of the Financial Planning Association (FPA), and is a Registered Financial Advisor with NAPFA, the National Association of Personal Financial Advisors. NAPFA is the largest professional association of Fee-Only comprehensive financial advisors in the United States. 

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Tracy Sherwood NAPFA registered financial advisor

DENISE LIPKA Photo

DENISE LIPKA

Client Services Associate
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DENISE LIPKA

Denise joined our firm after graduating from Erie Community College with an Associate’s degree.

Denise is responsible for managing the office, client services, and maintaining our document management system.

She is also responsible for maintaining our client relationship management system as well as the content on our website.

denise.lipka@ogorek.                                                                                            Return to the Team

Denise Lipka

JEFFREY VIKSJO | CFA Photo

JEFFREY VIKSJO | CFA

INVESTMENT ANALYST
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JEFFREY VIKSJO

Jeffrey Viksjo, CFA is an Investment Analyst at Ogorek Wealth Management LLC, serving on OWM’s Investment Committee. He assists in the management of portfolio software, maintenance of client portfolios and execution of investment trades. Jeff is also a frequent contributor to OWM’s investment blog.

Jeff brings 12 years of experience in the financial services industry. Jeff started his career as a stock analyst at Morningstar and Citigroup, gaining insights into equity valuation, financial modeling and portfolio construction. Most recently, he served in corporate development positions at First Niagara and KeyBank, where he primarily focused on mergers & acquisitions.

Jeff earned his B.S. in Finance/Economics at Canisius College, graduating summa cum laude. He has held the Chartered Financial Analyst (CFA) designation since 2010.

jeffrey.viksjo@ogorek.com                                                                                    Return to the Team

JUSTIN CHATELLE Photo

JUSTIN CHATELLE

Financial Advisor Associate
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JUSTIN CHATELLE

Justin Chatelle is a Financial Advisor Associate at Ogorek Wealth Management LLC. He is responsible for assisting the advisors with data gathering, input and updating clients financial plans in addition to day-to-day client requests.

Justin is a a recent graduate of Canisius College where he earned a B.S. in Economics and Finance. He is focused on continuing his education by earning a CFP designation.

  justin.chatelle@ogorek.com                                                                               Return to the Team

KATIE MIETUS Photo

KATIE MIETUS

Financial Advisor Associate
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KATIE MIETUS

Katie Mietus is a Financial Advisor Associate at Ogorek Wealth Management LLC. She is responsible for managing data and account maintenance within the company while providing comprehensive support to both the clients and staff. She works most closely with Client Services & Financial Advisors in her path towards financial planning and advising.

Katie chose Ogorek Wealth Management because their focus on integrity and objectivity is something that she highly values within a company. She is driven to continue her education and earn a CFP designation because she is passionate about building long-term client relationships and offering extensive and unbiased financial advice.

Katie is a recent honors graduate of SUNY Oswego where she earned a B.S in Business Administration and a minor in Economics. She has had over a year of experience in the financial industry before joining the team. In her spare time, Katie also helps with her family’s businesses at Glen Oak Golf Course and Bacchus Wine Bar and Restaurant.

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Careers

Ogorek is a well-established boutique RIA firm in Williamsville, NY. We manage nearly $400 million in assets, but AUM is not our focus. At Ogorek, we focus on relationships. With a commitment to the highest levels of ethics and client services, our advisors take the time to understand what is important to our clients. We are always looking for sharp, motivated individuals who have the desire to learn and be a part of an innovative, forward-thinking team. 

We are progressive and known for utilizing the latest technologies to streamline workflows and serve our clients better in our paperless office. Our environment is professional and open dialogue is not only fostered, but encouraged. We invite our clients and team members to suggest ways to improve our clients’ lives and to make our firm an even better place to work.

Career Opportunities:

Financial Advisor Associate

Internship - Financial Planning

Internship - Marketing

We are dedicated to improving your quality of life.


Contact Us Today

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AWARDS & RECOGNITION


Top Financial Advisers 2016


716.626.5000 | prosper@ogorek.com|