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Investment Management

Delivering Value to Our Clients

Why choose Ogorek over managing your own investments? As your financial advisor, the value we provide goes beyond investment advice.

Providing a steady hand

There is a reason doctors don’t operate on their own family members, as having an emotional bond can wreak havoc during times of critical decision making. The same is true for our finances, where we are conditioned to avoid losses, and often believe we are protected by selling an investment after it declines. This often leads us to make poor decisions, selling when we should be buying, and vice versa.  Using our more than 30 years of experience, we strive to provide you with an emotional distance from your money and a steady hand to guide you during times of market turbulence.

The chart below shows the range of historical average annual returns earned in the S&P 500 based on how long investors held their positions. Since 1950, 1-year returns ranged from -45% to +53%, while 20-year returns have always been positive.

Creating better portfolios

Most investors understand how their portfolio has performed over time, but few understand the level of risk they assumed to achieve those returns.  We carefully select the optimal portfolio allocation for you, based on your life stage and risk tolerance, and strive to improve your risk-adjusted returns through proper diversification.

As a Registered Investment Advisor, individual investments are selected entirely on merit, with a relentless focus on driving down your expenses. Fees associated with mutual funds and retirement plans can add up significantly over time, and often going unnoticed by investors. We believe every one of your dollars counts, especially in this low rate environment.

Lastly, we also believe it’s not what you make that’s important, it’s what you keep. That’s why we employ tax management strategies into every decision we make.

Monitoring and rebalancing investments

Keeping track of your investments is a time-consuming but necessary process. In particular, annual rebalancing has been shown to add significantly to your returns over time, and ensures that you remain within your desired risk tolerance. We regularly review your portfolio to make sure you remain on track towards meeting your goals and make adjustments whenever warranted. You never need to worry that you portfolio is in need of a tune-up.

Financial Planning

Our clients are attracted by the synergy of our financial planning process integrated with the management of their money. We partner with you to understand your unique financial challenges and create a customized plan for you to reach your retirement goals, as well as a spending strategy to guide you during retirement.

Building an enduring relationship

We strive to form long-term relationships with all of our clients, taking the time to truly get to know you and your family. Free from the burden of managing finances, we hope you can enjoy more time to pursue your true passions in life.