It’s no secret that Baby Boomers are leaving the workforce at a fairly high rate, but it is worth looking into why they’re retiring now and what was the key factor(s) in their decision. What we learn about those retiring today can help us prepare for our own futures as far as what we should… Read more »
For all the headlines extolling new stock market highs, this year has been a frustrating one for investors. For starters, since Jan 31st, most major asset classes are down, including U.S. stocks, foreign stocks, investment-grade corporate bonds, treasuries, and even gold. The chart below shows how cash has outperformed all of these asset classes over… Read more »
The U.S. stock market is one of the few asset classes that is making money this year, while foreign stocks, gold, investment grade corporate bonds and long-term government bonds are all down. What’s more surprising is the very narrow rally we have seen in the U.S. stock market, with just a handful of stocks responsible… Read more »
Women caregivers are twice as likely than non-caregivers to end up in poverty. On average, women caregivers lost in excess of $300,000 in lost wages, Social Security, and retirement benefits over a lifetime. This graphic, courtesy of the Women’s Institute for a Secure Retirement, highlights the financial hardships family caregivers have endured while being… Read more »
Have you taken the time to assess your retirement readiness? Are you keeping up with the Joneses based on savings guidelines released by JP Morgan for those in their 40’s, 50’s or 60’s? Maybe so, but your actual target shouldn’t be based on the Joneses rather it should be based on your unique situation. … Read more »
The below chart shows year-to-date returns for the S&P 500 by industry. Note that “growth” sectors, such as Technology, Consumer Discretionary and Healthcare, account for the vast majority of the S&P 500’s gains, while typical “value” sectors (Energy, Financials, Industrials, etc.) are weighing the index down. That said, we do not recommend putting all… Read more »
