WIVB Interview: “How To Manage Rising Mortgage Rates”
WIVB, Channel 4, News interviewed Tony Ogorek to discuss how the recent federal government’s interest rate increase will impact your mortgage payments. Watch the Interview
WIVB, Channel 4, News interviewed Tony Ogorek to discuss how the recent federal government’s interest rate increase will impact your mortgage payments. Watch the Interview
The stock market is off to its worst start in years, down more than 10% so far. That’s still historically a mild correction (10% corrections average one every couple years), but we are hearing from clients that this one feels different. Is it the threat of an escalation to the war in Ukraine? Is it… Read more »
Arthur C. Brooks has been writing a series in The Atlantic magazine entitled “How To Build A Life”. His most recent installment, “How To Buy Happiness”, was thought provoking. I would like to share his observation that “the joys of money are nothing without other people.” Studies have tried to equate happiness with achieving… Read more »
Is a financial check-up on your Spring-Cleaning list? Once you’ve tidied your lawn and emptied that out-of-control closet, let some fresh air into your home office and use these six tips to freshen up how you spend, save, and plan for the future. Pay yourself first. Making automatic contributions into your savings, investment,… Read more »
Your paycheck pays the bills, but the total benefits you receive can have just as big of an impact on how you feel about the work you do and how that work affects life for you and your family. Here are four ways that your benefits can boost your total compensation – and your Return… Read more »
When you’re young, your primary responsibility is to take care of yourself. As time passes, that picture tends to change. You may be responsible for a spouse or partner, a family, your job, extended family members – you get the picture. As time goes by, your life can get pretty complicated. It’s no different… Read more »
According the U.S. Department of Health and Human Services, a 65-year-old has a nearly 70% chance of needing long-term care at some point in their life. 20% of 65-year-olds will need long-term care for more than 5 years. Considering that long-term care can cost more than $50,000 per year, anyone who’s in a caregiving relationship… Read more »
Will Rogers used to be fond of advising people to buy land “because they are not making any more of it.” The same can be said for time. Whether we like it or not, our time on Earth is limited – although none of us really believe that we are running out of time –… Read more »
When it comes to retirement, it’s easy to dream about the perks: sleeping in, traveling, reading a good book, playing golf––name your fantasy. Even if your retirement is fully funded, the reality can be far less fulfilling if you don’t plan ahead. Repeated studies have shown that people who do not have a rewarding… Read more »