There’s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we have––a concept known as Return on Life™ (ROL). With ROL, money becomes a tool to help you live the life you want. Accumulating… Read more »
Budgeting away your stress
There’s a pretty good chance that your parents and grandparents retired just because they turned 65. Today’s retirement is a bit more complicated than that. While age is still an important factor, your ability to connect your financial resources to your lifestyle goals is what will truly determine if you’re ready to retire. Here are… Read more »
A hamster in a wheel. Have you ever watched a hamster running in a wheel? All that running, all that effort, day after day after day … and the poor little critter never really gets anywhere. Many of us feel the same way about our money. More specifically, we feel that way about… Read more »
Legacy planning is often the last piece folks tackle in their financial planning, because it’s the least appealing to think about. Planning for a robust nest egg that will keep you safe, secure, and fulfilled when you stop working? Fun! Deciding what to do with your assets when you’re no longer around to enjoy… Read more »
Many folks who have just begun working with us are surprised by how our planning process starts. We don’t begin by talking about IRAs, 401(k)s, or how much you’re saving. Instead, we begin by talking about you, not your money. Putting your life before your financial plan. As Life-Centered Planners, our process begins… Read more »
Imagine that you plant a tree. For the next 40 years, you water it and protect it from harsh weather and animals. You never pick its fruit or climb it for fun. You don’t take a break and rest in its shade. You don’t even cut down some branches to build a house. You never… Read more »
Could leaving behind the hustle and bustle of a big city improve your Return on Life? Before you start packing up, ask yourself these four important questions.
This article in the Wall Street Journal speaks on the benefits of couples combining their finances… if they can get past the initial roadblocks.
“Most Americans would probably have a hard time wrapping their heads around a $350,000 salary. In fact, government data cited by Sam Dogen of the Financial Samurai blog shows that some 95% of U.S. households don’t pull in that much. “