Is a financial check-up on your Spring-Cleaning list? Once you’ve tidied your lawn and emptied that out-of-control closet, let some fresh air into your home office and use these six tips to freshen up how you spend, save, and plan for the future. Pay yourself first. Making automatic contributions into your savings, investment,… Read more »
Your paycheck pays the bills, but the total benefits you receive can have just as big of an impact on how you feel about the work you do and how that work affects life for you and your family. Here are four ways that your benefits can boost your total compensation – and your Return… Read more »
When you’re young, your primary responsibility is to take care of yourself. As time passes, that picture tends to change. You may be responsible for a spouse or partner, a family, your job, extended family members – you get the picture. As time goes by, your life can get pretty complicated. It’s no different… Read more »
According the U.S. Department of Health and Human Services, a 65-year-old has a nearly 70% chance of needing long-term care at some point in their life. 20% of 65-year-olds will need long-term care for more than 5 years. Considering that long-term care can cost more than $50,000 per year, anyone who’s in a caregiving relationship… Read more »
Will Rogers used to be fond of advising people to buy land “because they are not making any more of it.” The same can be said for time. Whether we like it or not, our time on Earth is limited – although none of us really believe that we are running out of time –… Read more »
Sports can be a great way to teach life skills such as the value of teamwork or the relationship of hard work to excellence. They can also offer insights for people considering retirement. Let’s take football as an example. Scoring is accomplished within a fixed timeframe, typically 15 minute quarters, with the exception of… Read more »
“The proper function of man is to live, not to exist. I shall not waste my days in trying to prolong them. I shall use my time.” – Jack London (American author), 1916. This quote was read by M at the end of the new James Bond movie, “No Time to Die.” I won’t spoil the… Read more »
One of the benefits of having a couple of days off a week is that it affords me the opportunity to read more. I came across an article in the Journal of Financial Planning August 2021 issue entitled “How Life Changes Affect Client Behavior,” that confirmed my belief that our clients are increasingly relying on us not… Read more »
If you’ve been living in your home for any length of time you have probably accumulated a lot of STUFF in your garage, basement or attic. You may have saved items for a future that never came, or just hung onto things for sentimental reasons. The trigger for cleaning up our act is usually… Read more »