“One component of any retirement plan is making a smooth transition by “practicing retirement.” Think of it as a dress rehearsal before you take the big (and often irreversible) step to fully retire.
Right now, you may be used to taking two or three weeks of vacation every year. But when you retire, you suddenly have 52 weeks of unoccupied time on your hands. You may also move to a different community or state, start a new hobby, or realize all your friends are still working. That is a lot of change at one time, which can be a prescription for disaster. Who wants to work all his life only to retire and realize what he thought would make him happy doesn’t? You might wish you’d tried it out first.”