Surprise–Money Doesn’t Guarantee a Happy Retirement. Here’s What Does.

“There are people who engage in magical thinking about retirement happiness, just as some engage in magical thinking about retirement security–they want it, but they take no steps to get there,” says James Pawelski, who is also the executive director of the International Positive Psychology Association. He adds that “the habits formed before we are 50 are the biggest determinant on how well you retire.”

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